[EN] Sales incentive scheme https://hkbedc.icac.hk/en/resources/case_studies/206 Intro: Jack was in a credit card sales team of a local bank. In order to meet sales target and win a handsome bonus, he used every means to persuade people to open a credit card account, disregarding any possible negative effects to the bank and the applicants. https://hkbedc.icac.hk/cache/img/d1c8506d5bb7c3d7d672448690d3dc9a.jpg [ZH-HANT] 促銷計劃 https://hkbedc.icac.hk/zh-hant/resources/case_studies/206 Intro: 偉明在一家本地銀行的信用卡推廣部工作，為了達成銷售目標及取得可觀獎金，他用盡辦法游說客戶開設信用卡戶口，甚至漠視對銀行及申請人所帶來的壞影響。 https://hkbedc.icac.hk/cache/img/d1c8506d5bb7c3d7d672448690d3dc9a.jpg [ZH-HANS] 促销计划 https://hkbedc.icac.hk/zh-hant/resources/case_studies/206 Intro: 伟明在一家本地银行的信用卡推广部工作，为了达成销售目标及取得可观奖金，他用尽办法游说客户开设信用卡户口，甚至漠视对银行及申请人所带来的坏影响。 https://hkbedc.icac.hk/cache/img/d1c8506d5bb7c3d7d672448690d3dc9a.jpg

[EN] Personal relationship affecting professional judgement https://hkbedc.icac.hk/en/resources/case_studies/178 Intro: Sam, a bank branch manager, agreed to help his old friend and client George to continue his bank loan by making a favourable recommendation to his bank despite George’s adverse financial situation. https://hkbedc.icac.hk/cache/img/4d1389ea7ec1f07ddd602c229750d5af.jpg [ZH-HANT] 私人關係影響專業判斷 https://hkbedc.icac.hk/zh-hant/resources/case_studies/178 Intro: 銀行分行經理國才答應協助老朋友兼客戶阿東繼續獲得銀行貸款，即使阿東的財務狀況欠佳，國才仍然向銀行提出對阿東有利的評估建議。 https://hkbedc.icac.hk/cache/img/4d1389ea7ec1f07ddd602c229750d5af.jpg [ZH-HANS] 私人关系影响专业判断 https://hkbedc.icac.hk/zh-hant/resources/case_studies/178 Intro: 银行分行经理国才答应协助老朋友兼客户阿东继续获得银行贷款，即使阿东的财务状况欠佳，国才仍然向银行提出对阿东有利的评估建议。 https://hkbedc.icac.hk/cache/img/4d1389ea7ec1f07ddd602c229750d5af.jpg

[EN] Conflict of interest and abuse of authority in granting credit facility https://hkbedc.icac.hk/en/resources/case_studies/180 Intro: Laura was a bank staff and also a director of a company owned by her paramour, Ricky. Laura approved an application for a credit facility by Ricky and it was later found that the application was supported by bogus documents. https://hkbedc.icac.hk/cache/img/2083e3b8fe9882ff96ba068478d8e99d.jpg [ZH-HANT] 利益衝突及濫用職權批核信貸 https://hkbedc.icac.hk/zh-hant/resources/case_studies/180 Intro: 銀行職員美美，亦在情夫家明開設的公司擔任董事。美美批核了家明的銀行信貸申請，後來銀行發現家明申請時遞交了虛假的證明文件。 https://hkbedc.icac.hk/cache/img/2083e3b8fe9882ff96ba068478d8e99d.jpg [ZH-HANS] 利益冲突及滥用职权批核信贷 https://hkbedc.icac.hk/zh-hant/resources/case_studies/180 Intro: 银行职员美美，亦在情夫家明开设的公司担任董事。美美批核了家明的银行信贷申请，后来银行发现家明申请时递交了虚假的证明文件。 https://hkbedc.icac.hk/cache/img/2083e3b8fe9882ff96ba068478d8e99d.jpg

[EN] Difficult decision in purchasing https://hkbedc.icac.hk/en/resources/case_studies/210 Intro: Edwin, the Assistant Purchasing Manager in a bank, was tasked to buy new printers for the computer centre. The sales representative offered Edwin a special commission if he agreed to buy a model that would soon be outdated. https://hkbedc.icac.hk/cache/img/103b09ffc8bb6d2c98e7d4b8a0ef7e2b.jpg [ZH-HANT] 困難的採購決定 https://hkbedc.icac.hk/zh-hant/resources/case_studies/210 Intro: 阿榮是一間銀行的助理採購經理，他被委派替銀行電腦中心購買一批新打印機。營業代表向阿榮提供特別佣金，希望阿榮購買一批快過時的打印機。 https://hkbedc.icac.hk/cache/img/103b09ffc8bb6d2c98e7d4b8a0ef7e2b.jpg [ZH-HANS] 困难的采购决定 https://hkbedc.icac.hk/zh-hant/resources/case_studies/210 Intro: 阿荣是一间银行的助理采购经理，他被委派替银行电脑中心购买一批新打印机。营业代表向阿荣提供特别佣金，希望阿荣购买一批快过时的打印机。 https://hkbedc.icac.hk/cache/img/103b09ffc8bb6d2c98e7d4b8a0ef7e2b.jpg

[EN] Confidential advice of value https://hkbedc.icac.hk/en/resources/case_studies/185 Intro: Peter, a bank manager, solicited an advantage from a money launderer from overseas for leaking confidential information and helping the latter to launder his money through accounts in his bank. https://hkbedc.icac.hk/cache/img/8893ddbd033bdbbab7631f3cbb879438.jpg [ZH-HANT] 提供銀行機密資料及協助清洗黑錢 https://hkbedc.icac.hk/zh-hant/resources/case_studies/185 Intro: 永倫任職銀行分行經理，平時喜歡到區內一間著名的夜總會消遣，因而認識夜總會領班康哥。由於永倫過度揮霍，經常入不敷支。 https://hkbedc.icac.hk/cache/img/8893ddbd033bdbbab7631f3cbb879438.jpg [ZH-HANS] 提供银行机密资料及协助清洗黑钱 https://hkbedc.icac.hk/zh-hant/resources/case_studies/185 Intro: 永倫任职银行分行经理，平时喜欢到区内一间著名的夜总会消遣，因而认識夜总会領班康哥。由于永倫过度挥霍，经常入不敷支。 https://hkbedc.icac.hk/cache/img/8893ddbd033bdbbab7631f3cbb879438.jpg

[EN] Handling customers' data https://hkbedc.icac.hk/en/resources/case_studies/186 Intro: Cindy, who worked in a bank credit card centre, accepted a “part-time job” offered by her friend from a debt collecting company. The job requirement was for Cindy to release information of the bank’s customers to her friend. https://hkbedc.icac.hk/cache/img/0c5685b1903231de98c4824e6dd602b9.jpg [ZH-HANT] 處理客戶資料 https://hkbedc.icac.hk/zh-hant/resources/case_studies/186 Intro: 在銀行信用卡中心工作的潔琳，接受了朋友的建議在收數公司做兼職，而該份兼職要求她將銀行的客戶資料交給她的朋友。 https://hkbedc.icac.hk/cache/img/0c5685b1903231de98c4824e6dd602b9.jpg [ZH-HANS] 处理客户资料 https://hkbedc.icac.hk/zh-hant/resources/case_studies/186 Intro: 在银行信用卡中心工作的洁琳，接受了朋友的建议在收數公司做兼职，而该份兼职要求她将银行的客户资料交给她的朋友。 https://hkbedc.icac.hk/cache/img/0c5685b1903231de98c4824e6dd602b9.jpg

[EN] An offence committed notwithstanding an incomplete corrupt deal https://hkbedc.icac.hk/en/resources/case_studies/187 Intro: Terry, a senior bank manager, accepted monetary advantage from his customer for expediting the approval of overdraft facilities. The matter was unearthed by the bank’s compliance department before the transaction was completed. https://hkbedc.icac.hk/cache/img/73b493aec088fbae0e6f86c8fe47403c.jpg [ZH-HANT] 貪污目的未達仍屬違法 https://hkbedc.icac.hk/zh-hant/resources/case_studies/187 Intro: 高級銀行經理浩德收受了客戶的金錢利益，以加快信用透支的批核進度。在批出有關申請前，銀行審核部門發現此事。 https://hkbedc.icac.hk/cache/img/73b493aec088fbae0e6f86c8fe47403c.jpg [ZH-HANS] 贪污目的未达仍属违法 https://hkbedc.icac.hk/zh-hant/resources/case_studies/187 Intro: 高级银行经理浩德收受了客户的金钱利益，以加快信用透支的批核进度。在批出有关申请前，银行审核部门发现此事。 https://hkbedc.icac.hk/cache/img/73b493aec088fbae0e6f86c8fe47403c.jpg

[EN] Unauthorised commission in custody of another person https://hkbedc.icac.hk/en/resources/case_studies/188 Intro: Nelson, a bank manager, accepted commission via his wife from a director of a trading company for providing assistance in approving Letters of Credit. https://hkbedc.icac.hk/cache/img/e7fdd78ccaa82276303ab3c6addf1177.jpg [ZH-HANT] 間接收取非法回佣 https://hkbedc.icac.hk/zh-hant/resources/case_studies/188 Intro: 偉洪是銀行經理，透過妻子收受一家貿易公司董事的回佣，而協助批出銀行信貸。 https://hkbedc.icac.hk/cache/img/e7fdd78ccaa82276303ab3c6addf1177.jpg [ZH-HANS] 间接收取非法回佣 https://hkbedc.icac.hk/zh-hant/resources/case_studies/188 Intro: 伟洪是银行经理，透过妻子收受一家贸易公司董事的回佣，而协助批出银行信贷。 https://hkbedc.icac.hk/cache/img/e7fdd78ccaa82276303ab3c6addf1177.jpg

[EN] Bribery outside Hong Kong may still constitute an offence https://hkbedc.icac.hk/en/resources/case_studies/190 Intro: Daniel, a senior credit officer of a bank, conducted a site inspection with his supervisor at a customer’s factory in Guangdong. When they suspected that a bogus transaction might be involved, the factory owner offered each of them an expensive watch. https://hkbedc.icac.hk/cache/img/285094d4ffa170bcd1ea2fde9aa8fd52.jpg [ZH-HANT] 境外賄賂行為可被視為違法 https://hkbedc.icac.hk/zh-hant/resources/case_studies/190 Intro: 志明是銀行高級信貸主任，與上司到客戶位於廣東的工廠進行實地視察。當他們懷疑當中可能涉及虛假交易時，工廠老闆給予他們每人一隻名貴手錶。 https://hkbedc.icac.hk/cache/img/285094d4ffa170bcd1ea2fde9aa8fd52.jpg [ZH-HANS] 境外贿賂行为可被视为违法 https://hkbedc.icac.hk/zh-hant/resources/case_studies/190 Intro: 志明是银行高级信贷主任，与上司到客户位于广东的工厂进行实地视察。当他们怀疑当中可能涉及虚假交易时，工厂老板给予他们每人一只名贵手表。 https://hkbedc.icac.hk/cache/img/285094d4ffa170bcd1ea2fde9aa8fd52.jpg

[EN] Loans and auditing https://hkbedc.icac.hk/en/resources/case_studies/213 Intro: Adam, who worked in the audit department of a deposit-taking company, was requested by the manager of the loans department to assist in recommending a loan to his uncle. He was offered some company’s shares in return. https://hkbedc.icac.hk/cache/img/066bc0be1da1b287c064fac372817842.jpg [ZH-HANT] 貸款及稽核 https://hkbedc.icac.hk/zh-hant/resources/case_studies/213 Intro: 浩然是一間大型接受存款公司稽核部的職員，他應貸款部經理的要求，協助其舅父申請貸款，事成後將會獲得其舅父新工廠的部分股權作為報酬。 https://hkbedc.icac.hk/cache/img/066bc0be1da1b287c064fac372817842.jpg [ZH-HANS] 贷款及稽核 https://hkbedc.icac.hk/zh-hant/resources/case_studies/213 Intro: 浩然是一间大型接受存款公司稽核部的职员，他应贷款部经理的要求，协助其舅父申请贷款，事成后将会获得其舅父新工厂的部分股权作为报酬。 https://hkbedc.icac.hk/cache/img/066bc0be1da1b287c064fac372817842.jpg