[EN] Offering an advantage to obtain business is in breach of the law https://hkbedc.icac.hk/en/resources/case_studies/189 Intro: Ken was a bank manager. In order to boost his work performance, he proposed to offer commissions to a property agent who agreed to refer clients to apply for mortgage loans through him. https://hkbedc.icac.hk/cache/img/eb9d90d93c400b8ad1ed96290bd97d08.jpg [ZH-HANT] 提供利益以招攬生意屬犯法行為 https://hkbedc.icac.hk/zh-hant/resources/case_studies/189 Intro: 立仁是銀行經理，為了提高工作表現，他向一名地產經紀提出給予對方回佣，作為對方介紹客戶向他申請按揭。 https://hkbedc.icac.hk/cache/img/eb9d90d93c400b8ad1ed96290bd97d08.jpg [ZH-HANS] 提供利益以招揽生意属犯法行为 https://hkbedc.icac.hk/zh-hant/resources/case_studies/189 Intro: 立仁是银行经理，为了提高工作表现，他向一名地产经纪提出给予对方回佣，作为对方介绍客户向他申请按揭。 https://hkbedc.icac.hk/cache/img/eb9d90d93c400b8ad1ed96290bd97d08.jpg

[EN] Misuse of vulnerable customers' funds https://hkbedc.icac.hk/en/resources/case_studies/18 Intro: A relationship manager of a bank wrongly executed a client's investment instruction leading to a loss. To cover up, he transferred money from an account of an elderly client by using the signed blank instruction form entrusted to him and forging bogus deposit advices to deceive the elderly client. https://hkbedc.icac.hk/cache/img/15a3dbfe5ddc0704d1db86bcfdc7c4be.jpg [ZH-HANT] 濫用高風險社群客戶的資金 https://hkbedc.icac.hk/zh-hant/resources/case_studies/18 Intro: 一名銀行客戶經理錯誤執行客戶的投資交易指示導致損失。 為了掩飾，客戶經理利用另一年長客戶給他的空白指示表格，從其定期存款帳戶中轉移資金，並偽造虛假定期存款通知書以欺騙該客戶。 https://hkbedc.icac.hk/cache/img/15a3dbfe5ddc0704d1db86bcfdc7c4be.jpg [ZH-HANS] 滥用高风险社群客户的资金 https://hkbedc.icac.hk/zh-hant/resources/case_studies/18 Intro: 一名银行客户经理错误执行客户的投资交易指示导致损失。 为了掩饰，客户经理利用另一年长客户给他的空白指示表格，从其定期存款帐户中转移资金，并伪造虚假定期存款通知书以欺骗该客户。 https://hkbedc.icac.hk/cache/img/15a3dbfe5ddc0704d1db86bcfdc7c4be.jpg

[EN] Accepting reward without principal's permission https://hkbedc.icac.hk/en/resources/case_studies/19 Intro: A relationship manager of a bank was rewarded with monetary bonuses by an acquainted client for providing him favours such as offering latest investment information and executing investment transaction in first priority. https://hkbedc.icac.hk/cache/img/a9dfc2f08d449f2a66bebcbac3fda9ad.jpg [ZH-HANT] 未經主事人許可接受報酬 https://hkbedc.icac.hk/zh-hant/resources/case_studies/19 Intro: 銀行客戶經理為一位相熟客戶優先提供投資信息和執行其投資交易，並獲得該客戶的獎賞作報酬。 https://hkbedc.icac.hk/cache/img/a9dfc2f08d449f2a66bebcbac3fda9ad.jpg [ZH-HANS] 未经主事人许可接受报酬 https://hkbedc.icac.hk/zh-hant/resources/case_studies/19 Intro: 银行客户经理为一位相熟客户优先提供投资信息和执行其投资交易，并获得该客户的奖赏作报酬。 https://hkbedc.icac.hk/cache/img/a9dfc2f08d449f2a66bebcbac3fda9ad.jpg

[EN] Sales incentive scheme https://hkbedc.icac.hk/en/resources/case_studies/206 Intro: Jack was in a credit card sales team of a local bank. In order to meet sales target and win a handsome bonus, he used every means to persuade people to open a credit card account, disregarding any possible negative effects to the bank and the applicants. https://hkbedc.icac.hk/cache/img/d1c8506d5bb7c3d7d672448690d3dc9a.jpg [ZH-HANT] 促銷計劃 https://hkbedc.icac.hk/zh-hant/resources/case_studies/206 Intro: 偉明在一家本地銀行的信用卡推廣部工作，為了達成銷售目標及取得可觀獎金，他用盡辦法游說客戶開設信用卡戶口，甚至漠視對銀行及申請人所帶來的壞影響。 https://hkbedc.icac.hk/cache/img/d1c8506d5bb7c3d7d672448690d3dc9a.jpg [ZH-HANS] 促销计划 https://hkbedc.icac.hk/zh-hant/resources/case_studies/206 Intro: 伟明在一家本地银行的信用卡推广部工作，为了达成销售目标及取得可观奖金，他用尽办法游说客户开设信用卡户口，甚至漠视对银行及申请人所带来的坏影响。 https://hkbedc.icac.hk/cache/img/d1c8506d5bb7c3d7d672448690d3dc9a.jpg

[EN] Abusing power for personal gain https://hkbedc.icac.hk/en/resources/case_studies/43 Intro: Mr Kwok, manager of a listed company, was responsible for his company’s property investment. He solicited “commission” from two estate agents who sourced suitable properties for his company. https://hkbedc.icac.hk/cache/img/ff42e7cc006cf20878e153e80fdbdf78.jpg [ZH-HANT] 濫用權力 謀取私利 https://hkbedc.icac.hk/zh-hant/resources/case_studies/43 Intro: 上市公司經理郭先生負責公司的物業投資，他藉此向兩名為公司物色物業的地產代理索取「枱底回佣」。 https://hkbedc.icac.hk/cache/img/ff42e7cc006cf20878e153e80fdbdf78.jpg [ZH-HANS] 滥用权力 谋取私利 https://hkbedc.icac.hk/zh-hant/resources/case_studies/43 Intro: 上市公司经理郭先生负责公司的物业投资，他借此向两名为公司物色物业的地产代理索取「枱底回佣」。 https://hkbedc.icac.hk/cache/img/ff42e7cc006cf20878e153e80fdbdf78.jpg

[EN] Bribery spoils fair play https://hkbedc.icac.hk/en/resources/case_studies/31 Intro: A listed company exclusively authorised an estate agency to sell a factory building unit by tender. The estate agency manager and his subordinate were both offered “lai see” for showing favour to one of the tenderers. https://hkbedc.icac.hk/cache/img/36288df88659924ad620449300264ab0.jpg [ZH-HANT] 行賄受賄 破壞公平 https://hkbedc.icac.hk/zh-hant/resources/case_studies/31 Intro: 一間上市公司獨家授權一間地產代理公司以招標方式出售工廠大廈單位。 一名地產代理經理和他的下屬負責招標事宜。 其中一名投標者向他們提供「利是」以得到優待。 https://hkbedc.icac.hk/cache/img/36288df88659924ad620449300264ab0.jpg [ZH-HANS] 行贿受贿 破坏公平 https://hkbedc.icac.hk/zh-hant/resources/case_studies/31 Intro: 一间上市公司独家授权一间地产代理公司以招标方式出售工厂大厦单位。 一名地产代理经理和他的下属负责招标事宜。 其中一名投标者向他们提供「利是」以得到优待。 https://hkbedc.icac.hk/cache/img/36288df88659924ad620449300264ab0.jpg

[EN] Loyalty to Employer vs Responsibilities to Other Stakeholders https://hkbedc.icac.hk/en/resources/case_studies/156 Intro: Patrick was a financial controller of an information technology company planning to go public. His bosses asked him to manipulate management accounting data and to reimburse expenses without any supporting document. The sponsor offered him valuable information after the engagement… https://hkbedc.icac.hk/cache/img/1960d3ea4a4fa77df862b0c446c72c76.jpg [ZH-HANT] 忠於僱主相對於對其他利益相關者的責任 https://hkbedc.icac.hk/zh-hant/resources/case_studies/156 Intro: 畢先生在一間業務擴展迅速並計劃上市的製造商任職財務總監。公司董事長要求畢先生協助，改動部分管理賬項的數據 ，並批核沒有證明文件支持的申領開支款項申請。銀行的市場推廣董事白先生亦表示向他提供「有價值的消息」…… https://hkbedc.icac.hk/cache/img/1960d3ea4a4fa77df862b0c446c72c76.jpg [ZH-HANS] 忠于雇主相对于对其他利益相关者的责任 https://hkbedc.icac.hk/zh-hant/resources/case_studies/156 Intro: 毕先生在一间业务扩展迅速并计划上市的制造商任职财务总监。公司董事长要求毕先生协助，改动部分管理账项的數据 ，并批核没有证明文件支持的申领开支款项申请。银行的市场推广董事白先生亦表示向他提供「有价值的消息」…… https://hkbedc.icac.hk/cache/img/1960d3ea4a4fa77df862b0c446c72c76.jpg